is it worth refinancing for 1 percent

is it worth refinancing for 1 percent

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Is now the right time to refinance? – If you can shave at least 1 percentage point from your current mortgage rate, then refinancing probably makes sense. The more equity you have – the difference between the balance on your current mortgage and your home’s current market value – the easier it is to refinance.

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A mortgage refinance can help you lower your monthly payments, reduce your total payment amount or even put your home equity to good use.

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